Your Partner in Portfolio Performance
Nexa Portfolio Strategies is the go-to buyer for performing and non-performing (distressed) loan portfolios. We bring unmatched expertise in acquisition, management, and resolution—delivering high-impact results with a consumer-conscious approach. We don’t just buy debt—we protect reputations and unlock value.
Our Expertise
Market Knowledge
Over three decades of experience working with major creditors in selling their loan portfolios, with specialized expertise in purchasing across multiple asset classes, including mortgage, credit card, auto debt and more. Proven track record of navigating complex bankruptcy and debt settlement scenarios with a industry high % of portfolio resolution efficiency.
Ethical Practices
Our industry-leading compliance framework guarantees transparent, fair, and respectful debt resolution—preserving borrower dignity while exceeding regulatory expectations. Nexa Portfolio Strategies is consistently ranked top-tier in borrower treatment by independent audits, with zero substantiated consumer complaints to date.
Targeted Solutions
Specializing in helping mid- to small-sized banks, fintech's and credit unions—particularly first-time sellers—to optimize the sale of both performing and non-performing loans. Our proprietary portfolio optimization methodology uses advanced analytics and deep market insights to deliver tailored strategies that maximize creditor recovery performance and mitigate risk.
Investment Strategy
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Rigorous methodologies to evaluate loan performance and recovery potential.
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Balancing risk across various loan types for attractive returns.
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Quick transaction structuring for immediate liquidity in unpredictable markets.
Market Trends and Opportunities
Total Household Debt
Household debt increased by $147 Billion in Q3 2024.
Deliquency Rate
Percentage of outstanding debt in some stage of delinquency.
Credit Card Balances
Credit card debt increased by $24 billion in Q3 2024.
Operational Excellence
Mitigate Seller Risk
Thorough due diligence and quick, definitive decisions on loan purchases.
Maximize Asset Recovery
Advanced technology and experienced asset managers for effective workout strategies.
Portfolio Diversification
Managing risk across various asset classes and credit qualities.
Compliance and Regulations
Regulatory Adherence
Thorough due diligence and quick, definitive decisions on loan purchases.
Privacy Protection
Strict adherence to data privacy laws, including GLBA and CCPA.
State-Specific Compliance
Adherence to each state’s lending, debt buying, debt collection, and foreclosure regulations.
Ongoing Training
Regular team training to stay current with evolving loan acquisition regulations.
Unlock Your Portfolio’s Value
Contact us for confidential consultation on optimizing your loan portfolio sales.
Tailored Solutions
We offer free consultation and customized strategies for both first-time and experienced sellers.